Jewelry Auctions - Safe Buying Habits for Online Jewelry Auctions
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Tips to Help You Choose Reputable Jewelry Merchants
You might have heard that Tiffany filed a lawsuit against eBay a few years ago, accusing the online auction company of profiting from the sale of counterfeit jewelry and other items that had been advertised by eBay sellers as genuine Tiffany merchandise. eBay has successfully fended off similar lawsuits in the past, so Tiffany might have a hard time collecting, but their accusation has helped publicize the problems that buyers face when they purchase products from an unknown seller.
It's true--buying jewelry and other items sight unseen from a total stranger can be risky, but there are steps you can take to protect yourself from unscrupulous and uneducated sellers.
Study Seller Feedback ReportsOnline auction companies have buyer and seller feedback systems, where each party involved in a sales transaction can rate the other. On eBay, each item for sale includes a section that tells you the seller's total number of feedbacks and what percentage of them are positive. It also discloses how long they've been a member. That's a good start, but dig deeper:
Click on the number next to the seller's user ID to go to the feedback summary page.
Read the comments and view the timeline to find out if the member has been a regular participant.
Were most of the feedbacks the result of sales transactions--with comments from buyers? It's more difficult to get a feel for the person's performance as a seller if the majority of feedback is for buying transactions.
Are the feedback comments from numerous buyers and sellers? The more the better, since you want to make sure you are not reading the opinions of a small group of people (who could be friends).
Tip: The layout differs, but all popular online auctions have feedback systems.
Paying for Your Purchase
PayPal is a popular service that transfers funds to sellers without revealing your credit card or bank account numbers to them. PayPal offers fraud protection--read the details on the Web site.
Yahoo! offers a service called PayDirect. Read the details to determine if your transaction is eligible for fraud protection.
Most credit cards offer fraud protection by allowing you to dispute a transaction when goods are not received or are not as advertised.
Do not send personal checks to unknown sellers--you don't want your checking account numbers in the hands of someone you don't know. A money order is a better payment method for sellers who do not accept electronic funding (but payments made by check or money order are difficult to recover if you encounter fraud).
Escrow services are sometimes used for high-ticket items. You pay the service company a fee and they hold your funds until the item is received. The service then releases funds to the seller. There are fraudulent escrow services out there, so use one that's endorsed by your auction company.
Most auction companies recommend you never send cash or instant wire transfers to a seller. Neither of those methods offers enough tracking information to locate a dishonest seller.
More Auction Safety Tips
Check the shipping charges before you bid, because some sellers inflate shipping fees to increase profits.
Contact the seller to ask questions. Did the response come quickly? Did the seller answer your questions completely?
Read the seller's return policy.
Check the seller's physical location and remember -- international transactions are most difficult to police.
Buyer BewareSight unseen purchases from individuals are risky, no matter what steps you take -- always keep that in mind when you are bidding in an auction. Use common sense and try to verify what the seller is promising by doing some research using the details provided.
Compare photos of the item with other similar items for sale.
Did the seller provide photos of signatures or other markings to help verify authenticity?
Are there similar items for sale by other sellers? If so, how do prices compare? Are bidders shying away from certain sellers?
Does the seller seem to be knowledgeable about the item? Some people resell items they've bought without ever verifying that they are as advertised.
For more tips, read each auction company's advice for buyers.
If you don't feel comfortable about an item, don't bid. You can probably find the same thing locally or through a reputable, online merchant. Have fun, but don't take chances unless you're prepared to deal with the frustrations of a poor transaction.
Tuesday, October 31, 2006
Monday, October 02, 2006
Tips for Sellers from The Federal Trade Commission
Internet auction sites give buyers a “virtual” flea market with new and used merchandise from around the world; they give sellers a global storefront from which to market their goods. But the online auction business can be risky business. The Federal Trade Commission (FTC) wants to help buyers and sellers stay safe on Internet auction websites. Among the thousands of consumer fraud complaints the FTC receives every year, those dealing with online auction fraud consistently rank near the top of the list. The complaints generally deal with late shipments, no shipments, or shipments of products that aren’t the same quality as advertised; bogus online payment or escrow services; and fraudulent dealers who lure bidders from legitimate auction sites with seemingly better deals. Most complaints involve sellers, but in some cases, the buyers are the subject.Whether you’re a buyer or a seller, understanding how Internet auctions work can help you avoid most problems.
How Internet Auctions Work —
Rules of the Marketplace
Role of the Auction Site. Most Internet auction sites specialize in person-to-person activity where individual sellers or small businesses sell their items directly to consumers. In these auctions, the seller — not the site — has the merchandise, and often, the site will not take responsibility for any problems that may arise between buyers and sellers. Before using an Internet auction site for the first time, buyers and sellers should read the Terms of Use, and review any information the site offers.
Registration. Most Internet auction sites require buyers and sellers to register and obtain a “user account name” (or “screen name”) and password before they can make bids or place items for bid. Keep your password to yourself. If you share it, another person could access your account and buy or sell items without your knowledge. That could damage your online reputation — and eventually, your bank account.
Fees. Some sites require sellers to agree to pay a fee every time they conduct an auction, whether the item is sold or not. Other sites charge a fee only when an item is sold.
The Auction. Many sellers set a time limit on bidding and, in some cases, a “reserve price” — the lowest price they will accept for an item. When the bidding closes at the scheduled time, the item is sold to the highest bidder. If no one bids at or above the reserve price, the auction closes without the item being sold.
Some auction sites allow sellers to set a price at which a buyer can purchase the item without competing with other bidders. A buyer can choose to purchase the item for the price the seller has set, without bidding.
After the Auction: Arranging to Pay and Deliver Merchandise. At the end of a successful auction, the buyer and seller communicate — usually by email — to arrange for payment and delivery.
Phishing
Be aware of “phishing:” emails sent to you asking for your password or other personal information that look like they’ve been sent by an auction website or payment service. Usually, these emails are fishing for your information and are coming from someone who wants to hack into your account.If you get an email or pop-up message that asks for personal or financial information, do not reply. And don’t click on the link in the message, either. Legitimate companies don’t ask for this information via email. If you are concerned about your account, contact the organization mentioned in the email using a telephone number you know to be genuine, or open a new Internet browser session and type in the company’s correct Web address yourself. In any case, don’t cut and paste the link from the message into your Internet browser; phishers often make links look like they go to one site, but actually send you somewhere else.
Payment Options
Successful bidders can choose among many options to pay for an item they have bought on an Internet auction — credit card, online payment service (which often accepts credit card payments), debit card, personal check, cashier’s check, money order, or escrow service. Sometimes, the seller limits the types of payment accepted and posts that information in the auction listing. Many sellers require receipt of a cashier’s check or money order before they send an item. Higher volume sellers often accept credit cards directly. To protect both buyers and sellers, some auction sites now prohibit the use of wire transfers as a method of payment.
Credit Cards. Credit cards are a safe option for consumers to use when paying for items bought on an Internet auction: They allow buyers to seek a credit from the credit card issuer (also known as a “charge back”) if the product isn’t delivered or isn’t what they ordered.
Online Payment Services. Online payment services are popular with both buyers and sellers. They allow buyers to use a credit card or electronic bank transfer to pay sellers. They also may protect buyers from unlawful use of their credit cards or bank accounts because the online payment service holds the account information, not the seller. Many sellers prefer online payment services because the services tend to provide more security than, say, personal checks.To use an online payment service, the buyer and seller generally set up accounts that allow them to make or accept payments. Buyers provide payment information, like bank account or credit card numbers, and sellers give information about where payments should be deposited. In some cases, sellers do not have to create an account with the online payment service to receive funds. To complete a transaction, the buyer tells the online payment service to direct appropriate funds to the seller. The seller then gets immediate access to the funds. Most online payment services charge the seller to receive the funds, but some payment services charge the buyer.Some online payment services offer protections to buyers if the seller fails to ship the goods or ships goods that are not as described in the auction. Buyers should read the terms under which the protections apply. Usually, if a buyer uses a credit card to pay for goods or services through an online payment service, charge back rights are available to the buyer who uses the credit card. However, if the service considers the transfer of funds to be a method of sending cash rather than paying for goods, then charge back rights may not apply. If you cannot find out what will happen if you need a refund, or if you don’t understand how the payment service works from reading the website, find a different service or use another method of payment.Debit Card, Personal Check, Cashier’s Check, or Money Order. Many smaller sellers accept forms of payment that are cash equivalents. These sellers often wait to receive the payment (and may wait for a personal check to clear) before shipping the item. Buyers should use this type of payment only when they trust the seller. At the same time, sellers should ensure that checks and money orders they receive from buyers are legitimate before shipping the goods; they should be suspicious of checks or money orders for amounts that exceed the price of the merchandise. Unlike credit cards or some online payment services, cash equivalents (and wire transfers) cannot be reversed if something goes wrong.Wire Transfers. The FTC recommends that buyers not wire money (via a money transmitter or directly to a seller’s bank account) unless they know the seller personally or can verify the seller’s identity. Buyers should be suspicious of sellers who insist on wire transfers as the only form of payment they will accept. If something goes wrong with the transaction, you most likely will lose your payment and not have any recourse. In fact, to protect both buyers and sellers, some auction sites now prohibit the use of wire transfers as a method of payment.
Online Escrow Services and Bonding Services. For big-ticket items like computers, cars, or jewelry, buyers should consider using an escrow service or purchasing from a bonded or insured seller to protect their funds. The primary purpose of online escrow services is to protect buyers and sellers from fraud. Escrow services accept and hold payment from a buyer — often a wire transfer, check, money order, or credit card — until he receives and approves the merchandise. Then, the escrow service forwards the payment to the seller. The buyer pays the fee for an online escrow service — generally a percentage of the cost of the item.Before using an escrow service, both the buyer and the seller should verify that it is a legitimate, reputable company.Some sellers may state that they are bonded or otherwise insured against fraud. If a buyer intends to rely on a seller’s bonded status or the seller’s insurance to protect against fraud, he should investigate the legitimacy of the bonding or insurance company and then make sure that the seller really is a member of — or certified by — that company. If a problem arises with a bonded seller, the buyer usually has to engage in a dispute resolution process with the seller before being able to submit a claim to the bonding or insurance company.
Types of Fraud
Most people who complain to the FTC about Internet auction fraud report problems with sellers who:
fail to send the merchandise.
send something of lesser value than advertised.
fail to deliver in a timely manner.
fail to disclose all relevant information about a product or terms of the sale. Some buyers experience other problems, including:
“bid siphoning,” when con artists lure bidders off legitimate auction sites by offering to sell the “same” item at a lower price. They intend to trick consumers into sending money without delivering the item. By going off-site, buyers lose any protections the original site may provide, such as insurance, feedback forms, or guarantees.
“second chance offers,” when con artists offer losing bidders of a closed auction a second chance to purchase the item that they lost in the auction. Second-chance buyers lose any protections the original site may provide once they go off-site.
“shill bidding,” when fraudulent sellers or their partners, known as “shills,” bid on sellers’ items to drive up the price.
“bid shielding,” when fraudulent buyers submit very high bids to discourage other bidders from competing for the same item, then retract their bids so that people they know can get the item at a lower price. Escrow Service Complaints. Another type of fraud occurs when sellers or buyers pose as escrow services to improperly obtain money or goods. The so-called seller puts goods up for sale on an Internet auction and insists that prospective buyers use a particular escrow service. Once buyers provide the escrow service with their payment information, the escrow service doesn’t hold the payment: It is sent directly to the so-called seller. The buyer never receives the promised goods, can’t locate the seller, and, because the escrow service was part of the scheme, can’t get any money back.In some cases, a fraudster poses as a buyer and, after placing the highest bid on an item, insists that the seller use a particular escrow service. The escrow service tricks the seller into sending the merchandise and doesn’t send the payment or return the goods to the seller.
Fake Check Scams Target Sellers
Sellers can be victims of fraud when buyers send fake checks or money orders that are detected by the bank only after the seller has shipped the goods. A buyer might offer to use a cashier’s check, personal check, or corporate check to pay for the item you’re selling. Sometimes, the buyer sends a fake check or money order that exceeds the cost of the item that has been purchased. The so-called buyer (or the buyer’s “agent”) states that he made a mistake, or comes up with another reason for writing the check for more than the purchase price. In either case, the buyer asks you to wire back the difference after you deposit the check. You deposit the check, learn that it has cleared, and wire the funds back to the “buyers.” Later, the bank determines that the check is fraudulent, leaving you liable for the entire amount. The checks were counterfeit, but good enough to fool unsuspecting bank tellers.
Tips for Buyers...
Despite complaints of fraud, online auctions remain a fun, efficient, and relatively safe way to shop — if you act prudently. Here’s how:
Before Bidding
Become familiar with the auction site. Never assume that the rules of one auction
site apply to another. If the site offers a step-by-step tutorial on the bidding process, take it. It may save you frustration and disappointment later.Find out what protections the auction site offers buyers. Some sites provide free insurance or guarantees for items that are not delivered, not authentic, or not what the seller claims. Know exactly what you’re bidding on. Read the seller’s description of the item or service, and if a photograph is posted, look at it. Read the fine print. Look for words like “refurbished,” “close out,” “discontinued,” or “off-brand” — especially when shopping for computer or electronic equipment — to get a better idea of the condition of the item. Sometimes this information and other important terms are in a contract that may be found by following a hyperlink in the listing to the seller’s online store.Try to determine the relative value of an item before you bid. Be skeptical if the price sounds too low to be realistic. “Brick-and-mortar” stores and price comparison sites may be good for reality checks. Find out all you can about the seller. Avoid doing business with sellers you can’t identify, especially those who try to lure you off the auction site with promises of a better deal. Don’t trust emails alone. Some fraudulent sellers have used forged email headers that make follow-up difficult, if not impossible. Get the seller’s telephone number as another way to get in touch. Dial the number to confirm that it is correct.Some auction sites post feedback ratings of sellers based on comments by other buyers. Check them out. Although these comments and ratings may give you some idea of how you’ll be treated, comments sometimes are submitted by the seller or “shills” paid by the seller. In other cases, a seller may build up his reputation by selling many low cost items before making fraudulent sales of higher cost items.Consider whether the item comes with a warranty, and whether follow-up service is available if you need it. Many sellers don’t have the expertise or facilities to provide services for the goods they sell. If this is the case with your seller, be sure you’re willing to forfeit that protection before placing a bid.Find out who pays for shipping and delivery. Generally, sellers specify the cost of shipping and give buyers the option for express delivery at an additional cost. If you’re uncertain about shipping costs, check with the seller before you bid.Check on the seller’s return policy. Can you return the item for a full refund if you’re not satisfied with it? If you return it, are you required to pay shipping costs or a restocking fee? Sometimes the return policy is found in the listing, but other times you may have to access it by following a hyperlink in the listing to the seller’s online store.Email or call the seller if you have any questions. Don’t place any bids until you get straight — and satisfactory — answers.
When Bidding
Establish a top price and stick to it. This can help ensure that you get a fair price
and protect you from “shill bidding.” Don’t bid on an item you don’t intend to buy. If you’re the highest bidder, you’re obligated to follow through with the transaction. Some auction sites bar “non-paying” bidders, also known as “deadbeats,” from future bidding.Save all transaction information. Print the seller’s identification, the item description, and the time, date, and price of your bid. Print and save every email you send and receive from the auction company or the seller.
Before Paying
Protect your identity. Never provide your Social Security number or driver’s license number to a seller. Don’t provide your credit card number or bank account information until you check out the seller and the online payment or escrow service, if you’re using one, and ensure their legitimacy. Examine the online payment and escrow service’s privacy policy and security measures. Never disclose financial or personal information unless you know why it’s being collected, how it will be used, and how it will be safeguarded.Protect your funds. Know what form of payment the seller accepts. If the seller accepts only cashier’s checks or money orders, decide whether you’re willing to risk sending your payment before you receive the product. Never wire money to a person you don’t know or whose identity you can’t verify.If the seller insists on using a particular escrow or online payment service you’ve never heard of, check it out. Visit its website. Be suspicious of any site that is generally of poor quality with misspelled words or claims that it is affiliated with the government. Call the customer service line. If there isn’t one — or if you call and can’t reach someone — don’t use the service.Before you agree to use any online payment or escrow service, read the service’s terms of agreement. If it’s an online payment service, find out whether it offers buyers any recourse if sellers don’t keep their end of the bargain, whether it prevents sellers from accessing their funds if buyers are not satisfied with the product, and who is responsible for paying for credit card charge backs or transaction reversal requests. If the online payment service cannot recover the loss from the seller, it might try to recover its loss from you, using the credit card or bank account information in its file. To limit your exposure, consider reserving a separate credit card, stored-value card, or bank account to use just for your online transactions.Be suspicious of an online escrow service that cannot process its own transactions and requires you to set up accounts with online payment services. Legitimate escrow services never do this. Check with the Better Business Bureau, state attorney general, or consumer protection agency — where you live and where the online payment or escrow service is based — to see whether there are any unresolved complaints against the service. A lack of complaints doesn’t mean that a service doesn’t have any problems. Many scammers change their company names often.
How Internet Auctions Work —
Rules of the Marketplace
Role of the Auction Site. Most Internet auction sites specialize in person-to-person activity where individual sellers or small businesses sell their items directly to consumers. In these auctions, the seller — not the site — has the merchandise, and often, the site will not take responsibility for any problems that may arise between buyers and sellers. Before using an Internet auction site for the first time, buyers and sellers should read the Terms of Use, and review any information the site offers.
Registration. Most Internet auction sites require buyers and sellers to register and obtain a “user account name” (or “screen name”) and password before they can make bids or place items for bid. Keep your password to yourself. If you share it, another person could access your account and buy or sell items without your knowledge. That could damage your online reputation — and eventually, your bank account.
Fees. Some sites require sellers to agree to pay a fee every time they conduct an auction, whether the item is sold or not. Other sites charge a fee only when an item is sold.
The Auction. Many sellers set a time limit on bidding and, in some cases, a “reserve price” — the lowest price they will accept for an item. When the bidding closes at the scheduled time, the item is sold to the highest bidder. If no one bids at or above the reserve price, the auction closes without the item being sold.
Some auction sites allow sellers to set a price at which a buyer can purchase the item without competing with other bidders. A buyer can choose to purchase the item for the price the seller has set, without bidding.
After the Auction: Arranging to Pay and Deliver Merchandise. At the end of a successful auction, the buyer and seller communicate — usually by email — to arrange for payment and delivery.
Phishing
Be aware of “phishing:” emails sent to you asking for your password or other personal information that look like they’ve been sent by an auction website or payment service. Usually, these emails are fishing for your information and are coming from someone who wants to hack into your account.If you get an email or pop-up message that asks for personal or financial information, do not reply. And don’t click on the link in the message, either. Legitimate companies don’t ask for this information via email. If you are concerned about your account, contact the organization mentioned in the email using a telephone number you know to be genuine, or open a new Internet browser session and type in the company’s correct Web address yourself. In any case, don’t cut and paste the link from the message into your Internet browser; phishers often make links look like they go to one site, but actually send you somewhere else.
Payment Options
Successful bidders can choose among many options to pay for an item they have bought on an Internet auction — credit card, online payment service (which often accepts credit card payments), debit card, personal check, cashier’s check, money order, or escrow service. Sometimes, the seller limits the types of payment accepted and posts that information in the auction listing. Many sellers require receipt of a cashier’s check or money order before they send an item. Higher volume sellers often accept credit cards directly. To protect both buyers and sellers, some auction sites now prohibit the use of wire transfers as a method of payment.
Credit Cards. Credit cards are a safe option for consumers to use when paying for items bought on an Internet auction: They allow buyers to seek a credit from the credit card issuer (also known as a “charge back”) if the product isn’t delivered or isn’t what they ordered.
Online Payment Services. Online payment services are popular with both buyers and sellers. They allow buyers to use a credit card or electronic bank transfer to pay sellers. They also may protect buyers from unlawful use of their credit cards or bank accounts because the online payment service holds the account information, not the seller. Many sellers prefer online payment services because the services tend to provide more security than, say, personal checks.To use an online payment service, the buyer and seller generally set up accounts that allow them to make or accept payments. Buyers provide payment information, like bank account or credit card numbers, and sellers give information about where payments should be deposited. In some cases, sellers do not have to create an account with the online payment service to receive funds. To complete a transaction, the buyer tells the online payment service to direct appropriate funds to the seller. The seller then gets immediate access to the funds. Most online payment services charge the seller to receive the funds, but some payment services charge the buyer.Some online payment services offer protections to buyers if the seller fails to ship the goods or ships goods that are not as described in the auction. Buyers should read the terms under which the protections apply. Usually, if a buyer uses a credit card to pay for goods or services through an online payment service, charge back rights are available to the buyer who uses the credit card. However, if the service considers the transfer of funds to be a method of sending cash rather than paying for goods, then charge back rights may not apply. If you cannot find out what will happen if you need a refund, or if you don’t understand how the payment service works from reading the website, find a different service or use another method of payment.Debit Card, Personal Check, Cashier’s Check, or Money Order. Many smaller sellers accept forms of payment that are cash equivalents. These sellers often wait to receive the payment (and may wait for a personal check to clear) before shipping the item. Buyers should use this type of payment only when they trust the seller. At the same time, sellers should ensure that checks and money orders they receive from buyers are legitimate before shipping the goods; they should be suspicious of checks or money orders for amounts that exceed the price of the merchandise. Unlike credit cards or some online payment services, cash equivalents (and wire transfers) cannot be reversed if something goes wrong.Wire Transfers. The FTC recommends that buyers not wire money (via a money transmitter or directly to a seller’s bank account) unless they know the seller personally or can verify the seller’s identity. Buyers should be suspicious of sellers who insist on wire transfers as the only form of payment they will accept. If something goes wrong with the transaction, you most likely will lose your payment and not have any recourse. In fact, to protect both buyers and sellers, some auction sites now prohibit the use of wire transfers as a method of payment.
Online Escrow Services and Bonding Services. For big-ticket items like computers, cars, or jewelry, buyers should consider using an escrow service or purchasing from a bonded or insured seller to protect their funds. The primary purpose of online escrow services is to protect buyers and sellers from fraud. Escrow services accept and hold payment from a buyer — often a wire transfer, check, money order, or credit card — until he receives and approves the merchandise. Then, the escrow service forwards the payment to the seller. The buyer pays the fee for an online escrow service — generally a percentage of the cost of the item.Before using an escrow service, both the buyer and the seller should verify that it is a legitimate, reputable company.Some sellers may state that they are bonded or otherwise insured against fraud. If a buyer intends to rely on a seller’s bonded status or the seller’s insurance to protect against fraud, he should investigate the legitimacy of the bonding or insurance company and then make sure that the seller really is a member of — or certified by — that company. If a problem arises with a bonded seller, the buyer usually has to engage in a dispute resolution process with the seller before being able to submit a claim to the bonding or insurance company.
Types of Fraud
Most people who complain to the FTC about Internet auction fraud report problems with sellers who:
fail to send the merchandise.
send something of lesser value than advertised.
fail to deliver in a timely manner.
fail to disclose all relevant information about a product or terms of the sale. Some buyers experience other problems, including:
“bid siphoning,” when con artists lure bidders off legitimate auction sites by offering to sell the “same” item at a lower price. They intend to trick consumers into sending money without delivering the item. By going off-site, buyers lose any protections the original site may provide, such as insurance, feedback forms, or guarantees.
“second chance offers,” when con artists offer losing bidders of a closed auction a second chance to purchase the item that they lost in the auction. Second-chance buyers lose any protections the original site may provide once they go off-site.
“shill bidding,” when fraudulent sellers or their partners, known as “shills,” bid on sellers’ items to drive up the price.
“bid shielding,” when fraudulent buyers submit very high bids to discourage other bidders from competing for the same item, then retract their bids so that people they know can get the item at a lower price. Escrow Service Complaints. Another type of fraud occurs when sellers or buyers pose as escrow services to improperly obtain money or goods. The so-called seller puts goods up for sale on an Internet auction and insists that prospective buyers use a particular escrow service. Once buyers provide the escrow service with their payment information, the escrow service doesn’t hold the payment: It is sent directly to the so-called seller. The buyer never receives the promised goods, can’t locate the seller, and, because the escrow service was part of the scheme, can’t get any money back.In some cases, a fraudster poses as a buyer and, after placing the highest bid on an item, insists that the seller use a particular escrow service. The escrow service tricks the seller into sending the merchandise and doesn’t send the payment or return the goods to the seller.
Fake Check Scams Target Sellers
Sellers can be victims of fraud when buyers send fake checks or money orders that are detected by the bank only after the seller has shipped the goods. A buyer might offer to use a cashier’s check, personal check, or corporate check to pay for the item you’re selling. Sometimes, the buyer sends a fake check or money order that exceeds the cost of the item that has been purchased. The so-called buyer (or the buyer’s “agent”) states that he made a mistake, or comes up with another reason for writing the check for more than the purchase price. In either case, the buyer asks you to wire back the difference after you deposit the check. You deposit the check, learn that it has cleared, and wire the funds back to the “buyers.” Later, the bank determines that the check is fraudulent, leaving you liable for the entire amount. The checks were counterfeit, but good enough to fool unsuspecting bank tellers.
Tips for Buyers...
Despite complaints of fraud, online auctions remain a fun, efficient, and relatively safe way to shop — if you act prudently. Here’s how:
Before Bidding
Become familiar with the auction site. Never assume that the rules of one auction
site apply to another. If the site offers a step-by-step tutorial on the bidding process, take it. It may save you frustration and disappointment later.Find out what protections the auction site offers buyers. Some sites provide free insurance or guarantees for items that are not delivered, not authentic, or not what the seller claims. Know exactly what you’re bidding on. Read the seller’s description of the item or service, and if a photograph is posted, look at it. Read the fine print. Look for words like “refurbished,” “close out,” “discontinued,” or “off-brand” — especially when shopping for computer or electronic equipment — to get a better idea of the condition of the item. Sometimes this information and other important terms are in a contract that may be found by following a hyperlink in the listing to the seller’s online store.Try to determine the relative value of an item before you bid. Be skeptical if the price sounds too low to be realistic. “Brick-and-mortar” stores and price comparison sites may be good for reality checks. Find out all you can about the seller. Avoid doing business with sellers you can’t identify, especially those who try to lure you off the auction site with promises of a better deal. Don’t trust emails alone. Some fraudulent sellers have used forged email headers that make follow-up difficult, if not impossible. Get the seller’s telephone number as another way to get in touch. Dial the number to confirm that it is correct.Some auction sites post feedback ratings of sellers based on comments by other buyers. Check them out. Although these comments and ratings may give you some idea of how you’ll be treated, comments sometimes are submitted by the seller or “shills” paid by the seller. In other cases, a seller may build up his reputation by selling many low cost items before making fraudulent sales of higher cost items.Consider whether the item comes with a warranty, and whether follow-up service is available if you need it. Many sellers don’t have the expertise or facilities to provide services for the goods they sell. If this is the case with your seller, be sure you’re willing to forfeit that protection before placing a bid.Find out who pays for shipping and delivery. Generally, sellers specify the cost of shipping and give buyers the option for express delivery at an additional cost. If you’re uncertain about shipping costs, check with the seller before you bid.Check on the seller’s return policy. Can you return the item for a full refund if you’re not satisfied with it? If you return it, are you required to pay shipping costs or a restocking fee? Sometimes the return policy is found in the listing, but other times you may have to access it by following a hyperlink in the listing to the seller’s online store.Email or call the seller if you have any questions. Don’t place any bids until you get straight — and satisfactory — answers.
When Bidding
Establish a top price and stick to it. This can help ensure that you get a fair price
and protect you from “shill bidding.” Don’t bid on an item you don’t intend to buy. If you’re the highest bidder, you’re obligated to follow through with the transaction. Some auction sites bar “non-paying” bidders, also known as “deadbeats,” from future bidding.Save all transaction information. Print the seller’s identification, the item description, and the time, date, and price of your bid. Print and save every email you send and receive from the auction company or the seller.
Before Paying
Protect your identity. Never provide your Social Security number or driver’s license number to a seller. Don’t provide your credit card number or bank account information until you check out the seller and the online payment or escrow service, if you’re using one, and ensure their legitimacy. Examine the online payment and escrow service’s privacy policy and security measures. Never disclose financial or personal information unless you know why it’s being collected, how it will be used, and how it will be safeguarded.Protect your funds. Know what form of payment the seller accepts. If the seller accepts only cashier’s checks or money orders, decide whether you’re willing to risk sending your payment before you receive the product. Never wire money to a person you don’t know or whose identity you can’t verify.If the seller insists on using a particular escrow or online payment service you’ve never heard of, check it out. Visit its website. Be suspicious of any site that is generally of poor quality with misspelled words or claims that it is affiliated with the government. Call the customer service line. If there isn’t one — or if you call and can’t reach someone — don’t use the service.Before you agree to use any online payment or escrow service, read the service’s terms of agreement. If it’s an online payment service, find out whether it offers buyers any recourse if sellers don’t keep their end of the bargain, whether it prevents sellers from accessing their funds if buyers are not satisfied with the product, and who is responsible for paying for credit card charge backs or transaction reversal requests. If the online payment service cannot recover the loss from the seller, it might try to recover its loss from you, using the credit card or bank account information in its file. To limit your exposure, consider reserving a separate credit card, stored-value card, or bank account to use just for your online transactions.Be suspicious of an online escrow service that cannot process its own transactions and requires you to set up accounts with online payment services. Legitimate escrow services never do this. Check with the Better Business Bureau, state attorney general, or consumer protection agency — where you live and where the online payment or escrow service is based — to see whether there are any unresolved complaints against the service. A lack of complaints doesn’t mean that a service doesn’t have any problems. Many scammers change their company names often.
Friday, September 08, 2006
Safety Tips for Deer Hunters
Yes it is fast becoming the season and I would like you all to return after the hunting season with great stories and no injuries. I've searched the net for safety and hunting tips and would like to pass them on.
Stay safe
Fire
Perhaps the most important aspects of deer hunting are safety and ethics. If no one paid any attention to these, hunting of any kind would be too dangerous to continue. That’s why it’s so important to stress these factors about deer hunting.
Hunting Safety Tips
Safe hunting is the responsibility of all hunters. Follow the tips listed below, and you will help make the outdoors safer for all.n Don’t rely on your gun’s safety. Treat all weapons as if they’re loaded and ready to fire.Never cross a fence, climb a tree or stand or jump a ditch with a loaded gun.
Never hoist a loaded weapon into a stand.
Never load or carry a loaded weapon until you are ready to use it. Always unload weapons before riding in any vehicle, including ATVs.
Watch your muzzle so the other fellow doesn’t have to.
Wear hunter orange so you can be seen. A blaze orange hat and at least 400 square inches of hunter orange above the waistlineshould be worn during all gun deer seasons. It should be worn at all times, not taken off once in the stand.
Keep guns and ammunition separately and in locked storage.n Don’t shoot unless absolutely sure of your target and what is beyond it.
Know the range of your weapon. Remember, even a .22 rimfire can travel over 2-1/2 miles.
Always wear eye and ear protection when shooting firearms.
Always be sure your gun barrel and action are clear of obstructions, and only carry ammunition specifically intended for the weapon you’re using.
Always carry handguns with the hammer down on an empty chamber.
Avoid alcoholic beverages before and during shooting.
Tell someone where you’re going and when you plan to return. If you move from one area to another advise someone.
Dress for the weather, take a compass and maps to prevent getting lost, and be alert for other sources of danger such as poisonous snakes.
Carry a flashlight while walking through the hunting area before or after daylight.
Hunting EthicsAs the hunter learns the basics of hunting safety, he must also develop certain responsibilities to the sport. An understandingof game laws, sporting codes and wildlife management are as important as handling a weapon safely.
All hunters must develop a code that make them good hunters. This code is called “hunter ethics.” As responsible outdoorsmen, we should always remember that hunting on someone else’s land is a privilege and should be regarded assuch. It only takes a moment to ask permission to hunt and even less time to close gates behind you and to show thoughtfulness for the rights of the one on whose land you hunt. Problems between landowners and hunters affect all of us when prime hunting land is posted by an owner who’s had enough of picking up trash, chasing livestock that’s wandered through open gates and examining damage caused by a small minority. Help prevent the posting of private lands by doing your best not to harm the welcome you now have to hunt on someone else’s property.
Ask permission every time you hunt. Hunt only where the landowner wants you to; keep safely away from his house, barns and livestock; and respect his crops. Be careful to never stretch or break any fences you cross, and latch gates securely after you pass through them. The most difficult job of the law-abiding hunter who respects private property is to report those hunters who damage it to the landowner or local law enforcement official. No one enjoys this task, but a lot of thefuture of hunting depends on the sportsman who hunts by the rules, working to eliminate the poacher and the selfish individual who abuses his guest privileges.
Protect your hunting privileges by making sure the landowner knows you appreciate his letting you hunt. That means sharing your game with him, sending him a thank-you- note and nowand then taking time from your hunting to help him out with his chores. And never forget, no matter who the host is, the “welcome” aspect is important to all hunters because it helps determine how much land will remain open for hunting. Always let your good manners show. Of course, ethical hunting doesn’t end with landowner relations. Always follow these additional rules of ethics anytime you’re hunting.
Obey all the rules of safety and insist that those around you do the same.
Obey all game laws and insist that those hunting with you do likewise.
Do your best to acquire marksman-ship and hunting skills thatassure clean, sportsman like kills.
Support conservation efforts that assure good hunting for future generations
Don’t be a slob. Keep your campsite neat, and don’t offend others by openly displaying your kill in camp or on your vehicle.
Pass along to other hunters,especially youngsters, the attitudes and skills essential to being a true outdoor sportsman.
Stay safe
Fire
Perhaps the most important aspects of deer hunting are safety and ethics. If no one paid any attention to these, hunting of any kind would be too dangerous to continue. That’s why it’s so important to stress these factors about deer hunting.
Hunting Safety Tips
Safe hunting is the responsibility of all hunters. Follow the tips listed below, and you will help make the outdoors safer for all.n Don’t rely on your gun’s safety. Treat all weapons as if they’re loaded and ready to fire.Never cross a fence, climb a tree or stand or jump a ditch with a loaded gun.
Never hoist a loaded weapon into a stand.
Never load or carry a loaded weapon until you are ready to use it. Always unload weapons before riding in any vehicle, including ATVs.
Watch your muzzle so the other fellow doesn’t have to.
Wear hunter orange so you can be seen. A blaze orange hat and at least 400 square inches of hunter orange above the waistlineshould be worn during all gun deer seasons. It should be worn at all times, not taken off once in the stand.
Keep guns and ammunition separately and in locked storage.n Don’t shoot unless absolutely sure of your target and what is beyond it.
Know the range of your weapon. Remember, even a .22 rimfire can travel over 2-1/2 miles.
Always wear eye and ear protection when shooting firearms.
Always be sure your gun barrel and action are clear of obstructions, and only carry ammunition specifically intended for the weapon you’re using.
Always carry handguns with the hammer down on an empty chamber.
Avoid alcoholic beverages before and during shooting.
Tell someone where you’re going and when you plan to return. If you move from one area to another advise someone.
Dress for the weather, take a compass and maps to prevent getting lost, and be alert for other sources of danger such as poisonous snakes.
Carry a flashlight while walking through the hunting area before or after daylight.
Hunting EthicsAs the hunter learns the basics of hunting safety, he must also develop certain responsibilities to the sport. An understandingof game laws, sporting codes and wildlife management are as important as handling a weapon safely.
All hunters must develop a code that make them good hunters. This code is called “hunter ethics.” As responsible outdoorsmen, we should always remember that hunting on someone else’s land is a privilege and should be regarded assuch. It only takes a moment to ask permission to hunt and even less time to close gates behind you and to show thoughtfulness for the rights of the one on whose land you hunt. Problems between landowners and hunters affect all of us when prime hunting land is posted by an owner who’s had enough of picking up trash, chasing livestock that’s wandered through open gates and examining damage caused by a small minority. Help prevent the posting of private lands by doing your best not to harm the welcome you now have to hunt on someone else’s property.
Ask permission every time you hunt. Hunt only where the landowner wants you to; keep safely away from his house, barns and livestock; and respect his crops. Be careful to never stretch or break any fences you cross, and latch gates securely after you pass through them. The most difficult job of the law-abiding hunter who respects private property is to report those hunters who damage it to the landowner or local law enforcement official. No one enjoys this task, but a lot of thefuture of hunting depends on the sportsman who hunts by the rules, working to eliminate the poacher and the selfish individual who abuses his guest privileges.
Protect your hunting privileges by making sure the landowner knows you appreciate his letting you hunt. That means sharing your game with him, sending him a thank-you- note and nowand then taking time from your hunting to help him out with his chores. And never forget, no matter who the host is, the “welcome” aspect is important to all hunters because it helps determine how much land will remain open for hunting. Always let your good manners show. Of course, ethical hunting doesn’t end with landowner relations. Always follow these additional rules of ethics anytime you’re hunting.
Obey all the rules of safety and insist that those around you do the same.
Obey all game laws and insist that those hunting with you do likewise.
Do your best to acquire marksman-ship and hunting skills thatassure clean, sportsman like kills.
Support conservation efforts that assure good hunting for future generations
Don’t be a slob. Keep your campsite neat, and don’t offend others by openly displaying your kill in camp or on your vehicle.
Pass along to other hunters,especially youngsters, the attitudes and skills essential to being a true outdoor sportsman.
Tuesday, July 04, 2006
Common Internet Scams & Warning Signs
Common Internet Scams
Most internet transactions are perfectly legitimate yet there are occassional reports of fraud or scams. There isn't a single, surefire way to identify fraudulent sellers or buyers. However, we've listed some of the warning signs of fraud below. Please note that none of these signs is a definitive indicator of a fraudulent seller. They are factors to help you identify high-risk transactions. Likewise, there is no guarantee that if a seller does not meet any of these criteria, it's a legitimate seller. If you are suspicious, it's a good idea to do some research. It is very important to remember that if something doesn't seem right, it probably isn't.
Warning Signs
Buyers who claim to be traveling abroad and offer to have their "agent", "business associate", "friend", or "shipper" complete the transaction. They may offer to pay by Cashiers Check for over the amount. This 'buyer' will claim to be trusting you to return the overage of funds. Banks will often cash these checks then hold you accountable for the funds once the check fails to clear.
Sellers who insist that you use Western Union or other money transfer services.
Sellers who reside in distant countries. Sellers that request money to be wired to Romania, Ukraine, Macedonia, Belarus, Pakistan, Russia, Lithuania, Egypt, Lagos, Nigeria, Colombia, Malaysia, Indonesia or Cameroon. tend to have a very high incidence of fraud. Unless you have a lot experience with international orders, you may want to decline to send money to these countries.
Sellers offering a Dog significantly below market value. This is often a scam to engage many people to send money for this non-exsistent dog. You will never receive the dog.
Sellers who request that a "shipper" be paid directly or sellers that state the Dog will be delivered directly to your door or destination. All Dogs shipped via an airplane must be picked up at the airport.
Sellers who state that you must send additional funds to get the Dog through customs.
Seller insists that you use an online escrow service other than Escrow.com. Before using any escrow service verify the company with the Better Business Bureau to insure the business has a satisfactory record.
Who should I notify if I suspect fraud?
Contact NextDayPets.com and the FTC.
FTC toll free hotline: 877-FTC-HELP (877-382-4357)
FTC online complaint form (www.ftc.gov)
Internet Fraud Complaint Center (www.ifccfbi.gov)
Internet Crime Complaint Center (http://www.ic3.gov/)
Most internet transactions are perfectly legitimate yet there are occassional reports of fraud or scams. There isn't a single, surefire way to identify fraudulent sellers or buyers. However, we've listed some of the warning signs of fraud below. Please note that none of these signs is a definitive indicator of a fraudulent seller. They are factors to help you identify high-risk transactions. Likewise, there is no guarantee that if a seller does not meet any of these criteria, it's a legitimate seller. If you are suspicious, it's a good idea to do some research. It is very important to remember that if something doesn't seem right, it probably isn't.
Warning Signs
Buyers who claim to be traveling abroad and offer to have their "agent", "business associate", "friend", or "shipper" complete the transaction. They may offer to pay by Cashiers Check for over the amount. This 'buyer' will claim to be trusting you to return the overage of funds. Banks will often cash these checks then hold you accountable for the funds once the check fails to clear.
Sellers who insist that you use Western Union or other money transfer services.
Sellers who reside in distant countries. Sellers that request money to be wired to Romania, Ukraine, Macedonia, Belarus, Pakistan, Russia, Lithuania, Egypt, Lagos, Nigeria, Colombia, Malaysia, Indonesia or Cameroon. tend to have a very high incidence of fraud. Unless you have a lot experience with international orders, you may want to decline to send money to these countries.
Sellers offering a Dog significantly below market value. This is often a scam to engage many people to send money for this non-exsistent dog. You will never receive the dog.
Sellers who request that a "shipper" be paid directly or sellers that state the Dog will be delivered directly to your door or destination. All Dogs shipped via an airplane must be picked up at the airport.
Sellers who state that you must send additional funds to get the Dog through customs.
Seller insists that you use an online escrow service other than Escrow.com. Before using any escrow service verify the company with the Better Business Bureau to insure the business has a satisfactory record.
Who should I notify if I suspect fraud?
Contact NextDayPets.com and the FTC.
FTC toll free hotline: 877-FTC-HELP (877-382-4357)
FTC online complaint form (www.ftc.gov)
Internet Fraud Complaint Center (www.ifccfbi.gov)
Internet Crime Complaint Center (http://www.ic3.gov/)
Sunday, June 25, 2006
Charity Folks | Online Auction | Terms and Definitions
Safety Tips from Charity Folks
We want your online experience to be enjoyable and worry free. Bidding to Give, Shopping and Banking online can be convenient and secure -- if you take a few simple precautions. Many e-commerce websites utilize state-of-the-art encryption and other security procedures to safeguard you and your money.
Here are a few suggestions to help you have a secure online experience:
If you suspect a website is not what it purports to be, leave the site. Do not follow any of the instructions it may present you.
Ask yourself if the information you are asked to provide makes sense for the activity you are engaged in.
If a site or e-mail asks for information that does not feel right, do not respond.
If you believe that someone is trying to commit fraud by pretending to be Charity Folks, please contact us immediately.
Be alert for scam e-mails. These may appear to come from a trusted business or friend, but actually are designed to trick you into downloading a virus or jumping to a fraudulent website and disclosing sensitive information.
Open e-mails only when you know the sender. Be especially careful about opening an e-mail with an attachment. Even a friend may accidentally send an e-mail with a virus.
Be careful before you click on a link that is contained in an e-mail or other message. The link may not be trustworthy.
Do not send sensitive personal or financial information unless it is encrypted on a secure website. Regular e-mails are not encrypted.
Do business only with companies you know and trust.
Be aware! Phony "look alike" websites are designed to trick consumers and collect their personal information. Make sure that websites on which you transact business post privacy and security statements and review them carefully.
Verify the address of every website, known as the URL. Make sure that the URL you want appears in the "address" or "location" box on your browser window. Some websites may appear to be legitimate but actually are counterfeits. Take a few extra seconds and type the URL yourself.
Look for the padlock symbol at the bottom of the browser window to ensure the site is running in secure mode BEFORE you input sensitive information.
Use strong passwords for your accounts. Choose passwords that are difficult for others to guess, and use a different password for each of your accounts. Use both letters and numbers and a combination of lower case and capital letters as your password is case sensitive.
Make sure your home computer has the most current anti-virus software. Anti-virus software needs frequent updates to guard against new viruses. Make sure you download the anti-virus updates as soon as you are notified that a download is available.
Install a personal firewall to help prevent unauthorized access to your home computer, especially if you connect through a cable or DSL modem.
Log off. Do not just close your browser.
Monitor your transactions. Review your order confirmations, credit card, and bank statements as soon as you receive them to make sure that you are being charged only for transactions you made.
Immediately report any irregularities.
For additional tips on online security see the following websites:
http://www.bbb.org/alerts/Computer.asp
http://iisw.cerias.purdue.edu/home_computing/
We want your online experience to be enjoyable and worry free. Bidding to Give, Shopping and Banking online can be convenient and secure -- if you take a few simple precautions. Many e-commerce websites utilize state-of-the-art encryption and other security procedures to safeguard you and your money.
Here are a few suggestions to help you have a secure online experience:
If you suspect a website is not what it purports to be, leave the site. Do not follow any of the instructions it may present you.
Ask yourself if the information you are asked to provide makes sense for the activity you are engaged in.
If a site or e-mail asks for information that does not feel right, do not respond.
If you believe that someone is trying to commit fraud by pretending to be Charity Folks, please contact us immediately.
Be alert for scam e-mails. These may appear to come from a trusted business or friend, but actually are designed to trick you into downloading a virus or jumping to a fraudulent website and disclosing sensitive information.
Open e-mails only when you know the sender. Be especially careful about opening an e-mail with an attachment. Even a friend may accidentally send an e-mail with a virus.
Be careful before you click on a link that is contained in an e-mail or other message. The link may not be trustworthy.
Do not send sensitive personal or financial information unless it is encrypted on a secure website. Regular e-mails are not encrypted.
Do business only with companies you know and trust.
Be aware! Phony "look alike" websites are designed to trick consumers and collect their personal information. Make sure that websites on which you transact business post privacy and security statements and review them carefully.
Verify the address of every website, known as the URL. Make sure that the URL you want appears in the "address" or "location" box on your browser window. Some websites may appear to be legitimate but actually are counterfeits. Take a few extra seconds and type the URL yourself.
Look for the padlock symbol at the bottom of the browser window to ensure the site is running in secure mode BEFORE you input sensitive information.
Use strong passwords for your accounts. Choose passwords that are difficult for others to guess, and use a different password for each of your accounts. Use both letters and numbers and a combination of lower case and capital letters as your password is case sensitive.
Make sure your home computer has the most current anti-virus software. Anti-virus software needs frequent updates to guard against new viruses. Make sure you download the anti-virus updates as soon as you are notified that a download is available.
Install a personal firewall to help prevent unauthorized access to your home computer, especially if you connect through a cable or DSL modem.
Log off. Do not just close your browser.
Monitor your transactions. Review your order confirmations, credit card, and bank statements as soon as you receive them to make sure that you are being charged only for transactions you made.
Immediately report any irregularities.
For additional tips on online security see the following websites:
http://www.bbb.org/alerts/Computer.asp
http://iisw.cerias.purdue.edu/home_computing/
Saturday, June 17, 2006
Protect Yourself While Shopping Online
Tips to Protect Yourself While Shopping Online
Use Companies You Know
Anyone can open a store online in minutes and be gone tomorrow. Make sure you either know of the store or you should research it. Here are some things to research before doing business with an unknown company.
1. Make sure there is contact information for the company (business name, address, and telephone number).
2. Compare this with information from the domain register
3. Check to see if there has been complaints filed with the Better Business Bureau and the National Association of Attorney Generals.
4. Compare Prices Before Buying If the price is too low there may be something wrong like it is used or it may be a bait and switch deal.
5. Check the Return Policy Before You Order When shopping we all hope that we get what we expect but sometimes there are problems that arise with what we ordered. Check the company's return policy before you order online so you will know what to expect before you order. Some companies offer no returns and you may not want to do business with them.
6. Use a Credit Card Don't use debit cards to shop online - they don't offer the protection of the Fair Credit Billing Act which protects you. If you have problems with someone using the card, in most cases you will only be held liable for $50 of the charges and you can protest a charge if you don't get what you ordered.
7. Print and Keep Information About Your Order, Print out information on your order when you place it and keep the copies. Also print out other information you may need such as return policies, company information, specific product information and warranty information.
8. Use Secure Passwords- Learn how to create a secure password that isn't easily hacked.
9. Trust Your Instincts- If It Sounds Too True To Be Good... It probably is!
Following these tips will help you to not get ripped off while shopping online.
Use Companies You Know
Anyone can open a store online in minutes and be gone tomorrow. Make sure you either know of the store or you should research it. Here are some things to research before doing business with an unknown company.
1. Make sure there is contact information for the company (business name, address, and telephone number).
2. Compare this with information from the domain register
3. Check to see if there has been complaints filed with the Better Business Bureau and the National Association of Attorney Generals.
4. Compare Prices Before Buying If the price is too low there may be something wrong like it is used or it may be a bait and switch deal.
5. Check the Return Policy Before You Order When shopping we all hope that we get what we expect but sometimes there are problems that arise with what we ordered. Check the company's return policy before you order online so you will know what to expect before you order. Some companies offer no returns and you may not want to do business with them.
6. Use a Credit Card Don't use debit cards to shop online - they don't offer the protection of the Fair Credit Billing Act which protects you. If you have problems with someone using the card, in most cases you will only be held liable for $50 of the charges and you can protest a charge if you don't get what you ordered.
7. Print and Keep Information About Your Order, Print out information on your order when you place it and keep the copies. Also print out other information you may need such as return policies, company information, specific product information and warranty information.
8. Use Secure Passwords- Learn how to create a secure password that isn't easily hacked.
9. Trust Your Instincts- If It Sounds Too True To Be Good... It probably is!
Following these tips will help you to not get ripped off while shopping online.
Sunday, May 28, 2006
Tips for Buying Online
The New Yorker Attorney General recommends the following:
1. Always make sure that a Web site is secure before providing any financial information, such as credit card or a bank account number. Secured Web sites use encryption to scramble your information as it is transmitted over the Internet. How do you identify a secured Web site?
Look for Web site addresses preceded by "https". For example,
Look for a yellow or golden closed lock or an unbroken key at the bottom of your browser window.
2. If you are still uncomfortable with providing your billing information through the Internet, ask the company about alternate methods of ordering, such as the telephone.
3. Whenever possible, consider paying by credit card, which offers additional protection in case of a dispute.
4. If paying by credit card is not an option, request that the goods be sent C.O.D. and make payment by check or money order, which is easier to trace than cash.
5. Consider checking with the Better Business Bureau local to the business for a reliability report. Information in the report includes the length of time the company has been in business, the company's complaint history and whether the business participates in BBB programs, such as dispute mediation.
6. While there is no denying the increasing popularity of online auctions, New Yorkers must exercise the same caution they apply to physical world transactions. Here are some points you should watch for when participating in online auctions:
Some online auction houses only act as intermediaries between buyers and sellers during the bidding process and do not get involved in arranging for shipment and payment. Be sure to ask about such arrangements in advance.
Online auction houses often will not resolve disputes. Consider using an escrow service, which can minimize your risk.
Keep copies of advertisements, descriptions, or auction site printouts for any product you purchase.
Keep copies of any correspondence you have with a buyer or seller (including e-mail).
Do some homework. Check out the seller before you purchase a product:
If the seller is a business, check with the Better Business Bureau nearest the seller for any complaints.
If the product is being offered by an individual, obtain and verify real world information (such as name, address and telephone number) with the seller's local telephone company.
Establish verbal contact with a seller prior to agreeing to purchase.
Check the "feedback" areas of online auction sites; often they're a good source for learning about other buyers' past experiences with a seller.
1. Always make sure that a Web site is secure before providing any financial information, such as credit card or a bank account number. Secured Web sites use encryption to scramble your information as it is transmitted over the Internet. How do you identify a secured Web site?
Look for Web site addresses preceded by "https". For example,
Look for a yellow or golden closed lock or an unbroken key at the bottom of your browser window.
2. If you are still uncomfortable with providing your billing information through the Internet, ask the company about alternate methods of ordering, such as the telephone.
3. Whenever possible, consider paying by credit card, which offers additional protection in case of a dispute.
4. If paying by credit card is not an option, request that the goods be sent C.O.D. and make payment by check or money order, which is easier to trace than cash.
5. Consider checking with the Better Business Bureau local to the business for a reliability report. Information in the report includes the length of time the company has been in business, the company's complaint history and whether the business participates in BBB programs, such as dispute mediation.
6. While there is no denying the increasing popularity of online auctions, New Yorkers must exercise the same caution they apply to physical world transactions. Here are some points you should watch for when participating in online auctions:
Some online auction houses only act as intermediaries between buyers and sellers during the bidding process and do not get involved in arranging for shipment and payment. Be sure to ask about such arrangements in advance.
Online auction houses often will not resolve disputes. Consider using an escrow service, which can minimize your risk.
Keep copies of advertisements, descriptions, or auction site printouts for any product you purchase.
Keep copies of any correspondence you have with a buyer or seller (including e-mail).
Do some homework. Check out the seller before you purchase a product:
If the seller is a business, check with the Better Business Bureau nearest the seller for any complaints.
If the product is being offered by an individual, obtain and verify real world information (such as name, address and telephone number) with the seller's local telephone company.
Establish verbal contact with a seller prior to agreeing to purchase.
Check the "feedback" areas of online auction sites; often they're a good source for learning about other buyers' past experiences with a seller.
Saturday, May 06, 2006
10 Tips for buying a gift online
Thinking about shopping and buying gifts online this year?
When shopping for a gift we, all want to get a gift that someone will treasure. What motivates a lot of people is trying to buy something we think they will love. We yearn for when they open up the present and have a pleased look upon their face.
Buying on the internet can be very tempting and fun because we can do it in the convenience of our home, with no standing in line, fast and easily. Often times we can find a cheaper price because there is not as much overhead. However, unlike a store, we can not touch and feel the product or take it home with us immediately. With millions of websites, how can consumers tell which sites are legitimate ones, especially when it is very easy to set up a site that is very professional looking ?
Pat McNulty, a fine art photographer, has come up with the following suggestions. He has had an online store for over six years and gives the following tips for shopping online for a gift.
1. Think of what the person you are looking for likes. I personally like to find gifts that are practical , or unique. But make sure you are thinking of things he or she will like and not just what you like. Don’t be afraid to ask them what they like. If you have time you can ask them to come up with a list of 5 things they would really like to have. This will take the guess work out.
2. Set a budget and make a list. Figure out ahead of time how much you want to spend for that special someone. Make a list of everyone you want to buy for with ideas you have thought to their interest and likes. Check the person off once you have purchased the gift for them. Since it is so easy to overspend, you don’t want to have the holiday blues afterwards.
3. Search. Do a comprehensive product search using your favorite search engine. Do not immediately place an order on the first site you find. Take your time and look at several sites before buying. When you find a site you like add it to your favorites, make a note of what you were looking at, and compare it to a few more sites as well as physical stores as well. You never know where you will find the best deal.
4. Compare. Look at testimonials from previous customers. If looking at a site like Amazon, evaluate the testimonials to see if it looks like one person wrote them. Be wary of a testimonial that looks too much like an ad. Get recommendations from friends or other websites that offer feedback.
5. Do you trust the site. Do not order online that does not identify with whom you are dealing and does not provide a valid email address, location and phone number to contact if there's a problem or if you have a question. A physical address is usually better than a PO box.
6. Money Back Guarantee - Do they offer a money back guarantee? A store should show they believe in their product by offering a money back guarantee. The guarantee should be a complete and immediate refund of your full purchase price. Look for any catches on the guarantee.
7. Shipping and returns: What is the shipping charge, and if you are not satisfied,what is the return policy? Do they give you a refund for the return postage, or does it come out of your pocket? Will they let you exchange your item? When returning items make sure you keep a receipt when you ship an item back. You can even get a signed confirmation that they received it.
8. Credit and Debit Cards. Pay using a credit card, since if you did not receive the item or if the item was not the quality you expected, the credit card can help you dispute the charge. Be careful with debit cards because not all debit cards offer the same protection as credit cards.
9. Secure online ordering. Make sure you are using a secure server. You can check this by looking for a padlock sign at the bottom bar on your screen, You will also notice that the site address will change from one starting with http to one starting with https. This indicates that your transaction is going over a secure server. A secure server is crucial because it ensures that nobody else can access your financial information.
10. Print out your order. Once your order is placed, print it out, and keep any terms and conditions in an easy to find location. Save the email confirming your order. Make sure you have the company’s contact information on your print out.
When shopping for a gift we, all want to get a gift that someone will treasure. What motivates a lot of people is trying to buy something we think they will love. We yearn for when they open up the present and have a pleased look upon their face.
Buying on the internet can be very tempting and fun because we can do it in the convenience of our home, with no standing in line, fast and easily. Often times we can find a cheaper price because there is not as much overhead. However, unlike a store, we can not touch and feel the product or take it home with us immediately. With millions of websites, how can consumers tell which sites are legitimate ones, especially when it is very easy to set up a site that is very professional looking ?
Pat McNulty, a fine art photographer, has come up with the following suggestions. He has had an online store for over six years and gives the following tips for shopping online for a gift.
1. Think of what the person you are looking for likes. I personally like to find gifts that are practical , or unique. But make sure you are thinking of things he or she will like and not just what you like. Don’t be afraid to ask them what they like. If you have time you can ask them to come up with a list of 5 things they would really like to have. This will take the guess work out.
2. Set a budget and make a list. Figure out ahead of time how much you want to spend for that special someone. Make a list of everyone you want to buy for with ideas you have thought to their interest and likes. Check the person off once you have purchased the gift for them. Since it is so easy to overspend, you don’t want to have the holiday blues afterwards.
3. Search. Do a comprehensive product search using your favorite search engine. Do not immediately place an order on the first site you find. Take your time and look at several sites before buying. When you find a site you like add it to your favorites, make a note of what you were looking at, and compare it to a few more sites as well as physical stores as well. You never know where you will find the best deal.
4. Compare. Look at testimonials from previous customers. If looking at a site like Amazon, evaluate the testimonials to see if it looks like one person wrote them. Be wary of a testimonial that looks too much like an ad. Get recommendations from friends or other websites that offer feedback.
5. Do you trust the site. Do not order online that does not identify with whom you are dealing and does not provide a valid email address, location and phone number to contact if there's a problem or if you have a question. A physical address is usually better than a PO box.
6. Money Back Guarantee - Do they offer a money back guarantee? A store should show they believe in their product by offering a money back guarantee. The guarantee should be a complete and immediate refund of your full purchase price. Look for any catches on the guarantee.
7. Shipping and returns: What is the shipping charge, and if you are not satisfied,what is the return policy? Do they give you a refund for the return postage, or does it come out of your pocket? Will they let you exchange your item? When returning items make sure you keep a receipt when you ship an item back. You can even get a signed confirmation that they received it.
8. Credit and Debit Cards. Pay using a credit card, since if you did not receive the item or if the item was not the quality you expected, the credit card can help you dispute the charge. Be careful with debit cards because not all debit cards offer the same protection as credit cards.
9. Secure online ordering. Make sure you are using a secure server. You can check this by looking for a padlock sign at the bottom bar on your screen, You will also notice that the site address will change from one starting with http to one starting with https. This indicates that your transaction is going over a secure server. A secure server is crucial because it ensures that nobody else can access your financial information.
10. Print out your order. Once your order is placed, print it out, and keep any terms and conditions in an easy to find location. Save the email confirming your order. Make sure you have the company’s contact information on your print out.
Sunday, April 09, 2006
How to feel safe buying online
The Internet has become a very easy, convenient place to do your shopping. Buying online is the latest rave and is expected to only increase in popularity. It is still risky to buy online because of computer hackers trying to get on secured web pages, but with some of the tips below, you can protect yourself. Also, some hints on how to confirm that your items and quantities are correct.
The first step is to choose a company that you trust and respect. Purchasing from large companies that have been in business for a long time is a top priority. You want to make sure that they are reputable and stand behind their merchandise. If you buy from small companies that are new into the business, you may find they will not be as eager to please or willing to satisfy.
Next you want to check the companies return policy. Many companies’ return policies’ are different from in store to online buying. Confirm that they will accept your return or exchange if you are not satisfied with the product. See if the company allows products ordered online to be returned to your nearest store. This can be very helpful and save you shipping and handling fees. Larger companies will often offer this, where smaller companies will not even allow exchanges or returns. This is a very important fact because when you order online, products may be quite different than what you expect to receive.
Another thing to watch is if you are moved to a secured web site before the order is placed. You want to be absolutely comfortable with giving your credit card over the Internet. If you are transferred to a secured site, that confirms that you are safe to enter your credit card.
Larger companies will almost always take you to that site before you even enter your name where some smaller companies may not secure the site. This is something that you want to confirm over and over because if the web site is not secured anyone may have access to that personal information.
You want to make sure that the items that you have ordered are the correct size, shape, color, etc. Check through your items several times and yet again to confirm this. Check the billing and shipping address to be correct. Check the addition of the web page with shipping, handling, and tax. Make sure that you are aware of the delivery time and when the order will process and ship. Make sure to write down any phone numbers they offer and the order number that they offer you. This information is crucial to confirming an order.
After the order is placed, it is a good idea to re-enter the web site to check your order. Confirm everything that you already have to make sure the order was not edited. This will ease your mind and make Internet ordering a lot less stressful and make you feel more comfortable with the company. Go back and check on your order periodically to see the status and check the delivery. When it has shipped, look for tracking number information on your order. This is a good thing to have, in case you do not receive your package in time.
Overall, online ordering can be overwhelming and sometimes even scary, but it is the new trend and is expected to slow down actual shopping. Follow the few steps above and you can feel confident that your order will be delivered to the correct address, with the correct items, in a quick manner. Soon, you will be ordering your clothes, groceries, prescriptions, and toiletries online. Remember to stick with the large companies and watch for secured web pages.
Happy Shopping!!
Saturday, March 11, 2006
Internet Fraud Prevention Tips
Internet Fraud Prevention Tips Buyer Safety, Seller Safety, Spoof Emails, Internet Scams, Report Suspicious ActivityQuick Tips:
#1Use extra caution if the price is unusually low. If an item is listed significantly below the manufacturer's suggested retail price, take extra steps to verify the seller's claims.
#2Be cautious with international Sellers. If a dispute arises in the transaction, United States laws may not apply to the international seller.
#3Traderonline and Trader Publishing Company suggests you use a reputable escrow service such as Escrow.com to provide a secure way to buy or sell your vehicle
#4Verify the Seller's Name, City, Email, and Phone. All should be easily supplied by seller.
#5Request Proof of ownership. Private parties selling a vehicle should be able to produce evidence of Title, Registration, and Vehicle Identification Number (VIN) for cycles 1981 and newer.
#6Request Proof of Possession. Request information or photos only someone in possession of the items could supply. One example is a specific photo not common to web postings or auctions (such as the bottom of the engine, the actual VIN marked on the frame, or a close up of a specific part).
#7Be cautious when seller is offering Free Shipping. Shipping a motorcycle or other vehicle any distance can be costly and should be reflected in a higher then average price.
#8Educate yourself about online scams by viewing our information on Internet Scams.Buyer Safety:Email and Call the seller- If the phone number listed is not accurate, use added caution to verify the seller has possession of the item. Pay by credit card because you can often dispute the charges with your card provider if something goes wrong. Never send money orders, cashiers checks, or wire transfers unless the item is already in your possession and verified to be exactly what you agreed to buy.
Read all Quick Tips Seller Safety:
Do not agree to accept any overpayment requiring a refund. A known scam has the "buyer" sending you a counterfeit cashiers check or money orders for more than your asking price, then asking you to "refund" the overage (usually by Wire Transfer) before your bank discovers the forgery. Use only respected and reputable escrow and shipping companies.
Traderonline and Trader Publishing Company suggests you use a reputable escrow service such as Escrow.com to provide a secure way to buy or sell your vehicle. If the buyer suggests an escrow service, verify that it is a legitimate company. Be cautious with international sellers, if a dispute arises in the transaction, United States laws may not apply to the international seller.
Read all Quick Tips Spoof Emails:We advise you to be cautious of email messages that ask you to submit information such as your credit card number or passwords. Senders of spoof emails hope that unsuspecting recipients will reply to a request or click on a link contained in the email and provide sensitive personal information such as passwords, social security numbers, or credit card numbers. We encourage you to:Use caution with responding to any email that asks for your personal information.Report suspected spoof emails quickly to take appropriate steps to maintain your account security if you think you've responded to a Spoof email with personal financial information. What if I've already provided information to the Spoof? Quickly complete these steps in the order listed.
1. Call your Credit Card company and tell them that your account may be compromised. Follow any instructions provided by your credit card company.
2. Call your bank and tell them that your account details may have been compromised and detail for them how this occurred.
3. Change your password on your email account.
4. Change passwords on the relevant sites. If you cannot log into your accounts, then the fraudsters may have already changed the passwords, go to the next step...
5. Contact the websites involved not only should you tell them that your account may have been compromised, but you should also include a copy of the email which led to the problem.
6. Make a report to the Police (yes, even though it is a time consuming process). We encourage you to review additional information about protecting your identity found on the Federal Trader Commission web site at:http://www.ftc.gov/bcp/conline/pubs/alerts/phishingalrt.htm
A known scam is sending counterfeit cashiers checks and money orders for above your asking price, with an agreement you will send (usually by Wire Transfer) your funds before the check clears your bank.
Spoof or "Phisher" emailsThese deceptive emails claim to be sent from respected or trusted web sites. The senders of these fraudulent emails hope that unsuspecting recipients will reply or click on a link contained in the email and then provide sensitive personal information such as passwords, social security numbers, or credit card numbers.
Identity Theft:Online and offline efforts to gain access to your private information such as credit card, bank account with the intent of stealing funds from as many locations as possible.
Other Resources:National Fraud Information Center (NFIC)A project of the U.S. National Consumers League, a private non-profit organization, which provides consumer information regarding telemarketing and Internet fraud and maintains a complaint database. http://www.fraud.org/Internet Fraud Complaint Center (IFCC)
Internet Fraud Preventive Measures http://www1.ifccfbi.gov/strategy/fraudtips.aspFederal
Trade Commission (FTC)Information about "Spoof" or "Phishing" scams: http://www.ftc.gov/bcp/conline/pubs/alerts/phishingalrt.htm
Online Shopping Tips: E-Commerce and You
Online Shopping Tips: E-Commerce and You: "
Online Shopping Tips: E-Commerce and You
With just a click of the mouse, shoppers can buy nearly any product online - from groceries to cars, from insurance policies to home loans. The world of electronic commerce, also known as e-commerce, enables consumers to shop at thousands of online stores and pay for their purchases without leaving the comfort of home. For many, the Internet has taken the place of Saturday afternoon window shopping at the mall.
The same things can go wrong shopping in cyberspace as in the real world. Sometimes it is simply a case of a computer glitch or poor customer service. Other times, shoppers are cheated by clever cybercrooks.
This guide offers advice on how to make your online shopping experiences enjoyable and safe.
1. Shop at Secure Web Sites
How can you tell if a web site is secure? It uses encryption technology to transfer information from your computer to the online merchant's computer. Encryption scrambles the information you send, such as your credit card number, in order to prevent computer hackers from obtaining it en route. The only people who can unscramble the code are those with legitimate access privileges.
You can tell when you are dealing with a secure web site in several ways.
First, if you look at the top of your screen where the web site address is displayed, you should see https://. The 's' that is displayed after 'http' indicates that web site is secure. Often, you do not see the 's' until you actually move to the order page on the web site.
Another way to determine if a web site is secure is to look for a closed padlock displayed at the bottom of your screen. If that lock is open, you should assume it is not a secure site.
The third symbol that indicates you are on a secure site is an unbroken key.
O"
Online Shopping Tips: E-Commerce and You
With just a click of the mouse, shoppers can buy nearly any product online - from groceries to cars, from insurance policies to home loans. The world of electronic commerce, also known as e-commerce, enables consumers to shop at thousands of online stores and pay for their purchases without leaving the comfort of home. For many, the Internet has taken the place of Saturday afternoon window shopping at the mall.
The same things can go wrong shopping in cyberspace as in the real world. Sometimes it is simply a case of a computer glitch or poor customer service. Other times, shoppers are cheated by clever cybercrooks.
This guide offers advice on how to make your online shopping experiences enjoyable and safe.
1. Shop at Secure Web Sites
How can you tell if a web site is secure? It uses encryption technology to transfer information from your computer to the online merchant's computer. Encryption scrambles the information you send, such as your credit card number, in order to prevent computer hackers from obtaining it en route. The only people who can unscramble the code are those with legitimate access privileges.
You can tell when you are dealing with a secure web site in several ways.
First, if you look at the top of your screen where the web site address is displayed, you should see https://. The 's' that is displayed after 'http' indicates that web site is secure. Often, you do not see the 's' until you actually move to the order page on the web site.
Another way to determine if a web site is secure is to look for a closed padlock displayed at the bottom of your screen. If that lock is open, you should assume it is not a secure site.
The third symbol that indicates you are on a secure site is an unbroken key.
O"
Friday, February 03, 2006
magret de canard lo
Man this one lit me on Fire LOL
magret de canard à l’orange
1 large, boneless duck breast half, about 1 pound
salt & freshly ground pepper
1 whole orange
1/2 tablespoon red wine vinegar
1/2 tablespoon Calvados
1/2 cup chicken stock
1/2 tablespoon finely minced shallots
1/2 teaspoon sugar
1 tablespoon butter
1. Separate duck breast into two halves. Trim skin and fat around each half to within 1/8" of meat. Sprinkle breast halves on both sides with salt and pepper. Set aside.
2. Remove zest from orange and finely julienne. Reserve 1 tablespoon for use in sauce. Juice orange and combine with vinegar, Calvados and stock. Set aside.
3. Combine shallots with sugar and set aside.
4. Heat a non-stick sauté pan over medium heat. Add duck breasts, skin side down, and sauté until golden brown, about 5 minutes. Turn over and sauté meat side for another 5 minutes. Baste meat occasionally with duck fat rendered from breasts. Remove cooked breast halves from pan and keep warm.
5. Pour off the duck fat. Add 1 teaspoon butter and the shallot and sugar mixture. Sauté shallots over low heat until caramelized. Increase heat and add orange juice mixture. Reduce until almost a syrup. Strain, swirl in butter and combine with orange zest. Set aside and keep warm.
6. Slice breasts on the bias into thin slices about 1/8" thick. Arrange in a fan shape on heated plates. Spoon sauce over meat.
Yield: 2 servings.
Source: Pierre Franey, Pierre Franey’s Cooking in France, 1994, page 107.
magret de canard à l’orange
1 large, boneless duck breast half, about 1 pound
salt & freshly ground pepper
1 whole orange
1/2 tablespoon red wine vinegar
1/2 tablespoon Calvados
1/2 cup chicken stock
1/2 tablespoon finely minced shallots
1/2 teaspoon sugar
1 tablespoon butter
1. Separate duck breast into two halves. Trim skin and fat around each half to within 1/8" of meat. Sprinkle breast halves on both sides with salt and pepper. Set aside.
2. Remove zest from orange and finely julienne. Reserve 1 tablespoon for use in sauce. Juice orange and combine with vinegar, Calvados and stock. Set aside.
3. Combine shallots with sugar and set aside.
4. Heat a non-stick sauté pan over medium heat. Add duck breasts, skin side down, and sauté until golden brown, about 5 minutes. Turn over and sauté meat side for another 5 minutes. Baste meat occasionally with duck fat rendered from breasts. Remove cooked breast halves from pan and keep warm.
5. Pour off the duck fat. Add 1 teaspoon butter and the shallot and sugar mixture. Sauté shallots over low heat until caramelized. Increase heat and add orange juice mixture. Reduce until almost a syrup. Strain, swirl in butter and combine with orange zest. Set aside and keep warm.
6. Slice breasts on the bias into thin slices about 1/8" thick. Arrange in a fan shape on heated plates. Spoon sauce over meat.
Yield: 2 servings.
Source: Pierre Franey, Pierre Franey’s Cooking in France, 1994, page 107.
How to Use a Diving
Unlike James Bond in "Thunderball," a scuba diver uses his knife as a tool - not for cutting the air hoses of his underwater enemies.
Steps:
1. Choose a knife with a sharp, serrated edge. Cutting and sawing may be necessary. (Image 1)
2. Use a knife with a flat head. This is an excellent tool for adjusting gauges, and it eliminates any worry of stabbing something - such as your diving buddy. (Image 2)
3. Employ the pry notch and ruler along the knife's edge to harvest shellfish and measure crab. Remember that light refraction can make that small shell look huge.
4. Select a knife with a hard disc pommel end that can be used for hammering.
5. Strap the knife sheath on the inside of the lower leg or thigh. Veteran divers call a knife strapped on the outside of your leg a "kelp catcher." It doesn't take a lot of imagination to understand why. (Image 3)
1.
2. 
3. 
Tips:
If you choose to strap the knife on the outside of your upper arm, be sure you regularly remove your BC using a shoulder-snap release. Otherwise, in case of an emergency, the BC vest will catch on your knife as you slip it off.
Warnings:
Never harm marine life unless you have purchased a harvesting permit for legal gathering. This applies to prying anemones, starfish and urchins from rocks, and cutting coral or kelp.
Do not watch "Thunderball" before scuba diving.
Steps:
1. Choose a knife with a sharp, serrated edge. Cutting and sawing may be necessary. (Image 1)
2. Use a knife with a flat head. This is an excellent tool for adjusting gauges, and it eliminates any worry of stabbing something - such as your diving buddy. (Image 2)
3. Employ the pry notch and ruler along the knife's edge to harvest shellfish and measure crab. Remember that light refraction can make that small shell look huge.
4. Select a knife with a hard disc pommel end that can be used for hammering.
5. Strap the knife sheath on the inside of the lower leg or thigh. Veteran divers call a knife strapped on the outside of your leg a "kelp catcher." It doesn't take a lot of imagination to understand why. (Image 3)
1.
2. 3. Tips:
If you choose to strap the knife on the outside of your upper arm, be sure you regularly remove your BC using a shoulder-snap release. Otherwise, in case of an emergency, the BC vest will catch on your knife as you slip it off.
Warnings:
Never harm marine life unless you have purchased a harvesting permit for legal gathering. This applies to prying anemones, starfish and urchins from rocks, and cutting coral or kelp.
Do not watch "Thunderball" before scuba diving.
Sunday, January 15, 2006
Serrated vs. Plain -- A. G. Russell Knives
Serrated vs. Plain -- A. G. Russell Knives: "Serrated vs. Plain
Author: Joe Talmadge
Source: rec.knives Newsgroup
December 1998
I. Introductions
There's been a jump in recent years in the popularity of serrated edges, and there's often confusion as to when a serrated edge is advantageous, versus when a plain edge is advantageous. The question comes up often in rec.knives.
For our discussion, we'll need to talk about what we're doing with the knife. Think about what you can do with a knife: you can shave, slice, slash, saw, hack, chop, etc. For our purposes, we'll divide all knife uses into two very broad categories:
Push cuts: The main cutting is done by pushing the edge through the thing-to-be-cut. For example, when you shave, you push the edge of the knife through your beard. When peeling an apple, you push the edge under the skin of the apple. When chopping wood, you try to push the edge into and through the wood.
Slicing cuts: The cutting action is substantially done by dragging the edge across the thing-to-be-cut. When you slice meat or a tomato, you drag the edge across the tomato as you cut through it. Slicing and sawing are examples of slicing cuts.
II. Plain vs. Serrated: The Conventional View
In general, the plain edge is better than the serrated when the application involv"
Author: Joe Talmadge
Source: rec.knives Newsgroup
December 1998
I. Introductions
There's been a jump in recent years in the popularity of serrated edges, and there's often confusion as to when a serrated edge is advantageous, versus when a plain edge is advantageous. The question comes up often in rec.knives.
For our discussion, we'll need to talk about what we're doing with the knife. Think about what you can do with a knife: you can shave, slice, slash, saw, hack, chop, etc. For our purposes, we'll divide all knife uses into two very broad categories:
Push cuts: The main cutting is done by pushing the edge through the thing-to-be-cut. For example, when you shave, you push the edge of the knife through your beard. When peeling an apple, you push the edge under the skin of the apple. When chopping wood, you try to push the edge into and through the wood.
Slicing cuts: The cutting action is substantially done by dragging the edge across the thing-to-be-cut. When you slice meat or a tomato, you drag the edge across the tomato as you cut through it. Slicing and sawing are examples of slicing cuts.
II. Plain vs. Serrated: The Conventional View
In general, the plain edge is better than the serrated when the application involv"
Thursday, January 05, 2006
How to spot a Counterfeit Knife
Know the knife you are looking for:
A book on knife patterns and numbering systems used by manufacturers and distributors will come in very handy. Companies maintain well-documented production records, and deviations will be your first clue that a knife may not be genuine.
Do your homework before you make an offer or bid on a knife.
Inspect the knife closely, look for signs of mismatched blades and back springs, uneven wear and handle material that fails to match the model number.
Use a good magnifier with good lighting when inspecting the knife. Today repairs can be done with such precision that even an expert can be fooled.
Ask the seller if the knife has been altered, cleaned or repaired. Restoration reduces the value from a collector's point of view.
Realize that knives are tools, and styles have changed to meet demands as society has evolved. The style of knife should match the era from which it came.
Know what materials were commonly used when the knife in question was made. Remember, glue is a modern inventions, and old knives were assembled with pins.
Expect old knives to be worn and blades to have been sharpened. Knives were purchased by the original owners to be used, not collected. You will find some old knives in mint condition, but expect to pay a premium price for these rarities.
Remember that copies may look like the real thing, but the materials will be modern and the craftsmanship usually not as good.
Ask a knowledgeable collector or reputable dealer to look at a knife if you are not sure it is authentic most are glad to help.
There is a tendency to embellish the facts of the knifes history, buy the knife, not the story.
As with all sells online or off remember "If a deal sounds too good to be true, it most likely is." Proceed with caution when you find something that once in a lifetime deal.
Warnings: Fraud is difficult to enforce when buying collectibles, because the seller can always claim ignorance. Be sure that you have the right to return a knife if it is discovered to be something other than what was represented at the time of purchase.
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